Can my wife take a home equity loan for personal use on a jointly owned home without my consent?

My wife earns more money than me. The home loan is in her name but the home title is in our joint names. Can she take a home equity loan without my consent?

If your home deed is in both your names, then no, she cannot take out a loan in only her name without your consent. She can only take it out in only her name WITH your consent legally. If your mortgage company has done this.. then they did something incredibly illegal. You need to call the mortgage company on this.. Best Wishes!

If she is primary and you are secondary...then it is very possible! But if she tried to sell the house she would have to have your John Hancock....