Can you refinance an adjustable rate home equity loan that was taken out as a 80/20 loan last year?

If the appraised value of your home has risen and depending on the terms of your 80/20 you could possibly refi. Go back to your Lender (if you were satisfied) and see what they can do to help you. You will still have to pay closing cost again or you do in most cases. And be sure you have paid all your payments on time. Maybe this will help you.

Yes... you can refi for the full amount of both loans... I am assuming you did the 80/20 to avoid PMI... Go to your nearest SunTrust Bank. #1 in Mortgages

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