What must be a debt to income ratio to qualify for home equity loan? ?

What is a debt to income ratio to qualify for Home Equity Loan / Home Equity line of credit.

What if I go to mortgage brokers who have access to "B" type lenders at higher rates?

Thanks guys!


Home Equity Loan and Home Equity Line of Credit are separate financing terms. Please remember, you don't want Home Equity Line of Credit but want Home Equity Loan.

Debt to income ratio of 1 to 10 is the minimum requirements in most cases.

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